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SHARE DRAFTS are the credit union version of checking accounts, with more personalized service, and no service charge.
- To have a share draft account, you must have a regular share account with the minimum $25 balance and open the draft account with $50.
- There is no monthly service charge, however there is a $25 charge on NSF (non-sufficient funds) checks.
- We do offer an overdraft protection service , which is described under our SERVICES menu.
- If you have frequent overdrafts, your account can be closed by the credit union.
- There is a $30.00 fee for courtesy fee pay.
Checks for your use will be opened when you open your account. These are duplicate checks so you will have a copy of each check, as they are not included in your monthly statement.
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